There’s a lot of preparations that always comes with planning a wedding and often times some couple forget to get engagement ring insurance for their engagement rings. It’s no news that many people have had their engagement ring stolen or accidentally lost. And they would give anything to have their rings returned back to them. I know, nothing can really replace the sentimental attachment of an engagement ring to its owner, but it’s always best to have the ring insured, so that you don’t lose out financially too when the engagement ring is accidentally lost or stolen.
But, let’s get one thing straight first, you’re reading this because you believe in the importance of engagement ring insurance – good decision! The issue you’re having right now is probably the best possible method to get it insured. Whether to include it in your home contents insurance or to insure the ring as a standalone insurance (engagement ring insurance with an insurer that specializes in jewellery insurance). We’re going to be examining these two different methods of engagement ring insurance and help you draw a conclusion on the best option for you.